§ Exemptions Calculator
State and Federal Exemptions
Gross Asset Total
$14,286.04
Net Equity to Exempt
$14,286.04
State Exemptions
Illinois — 735 ILCS 5/12-901 et seq.
| Total Automatically Exempted | $17,523.70 |
| Total Manually Exempted | $0.00 |
| Total Amount Exempted | $17,523.70 |
| Non-Exempt | $-3,237.66 |
| Total Homestead Exempted | $0.00 |
VEHICLES
🚗
Ford Expedition, 89,100 miles (YEAR UNKNOWN)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(c)
Motor vehicle
|
$3,600.00 [D] | $3,600.00 |
Debtor's Equity $0.00
Exempted $3,600.00
Non Exempt $-3,600.00
HOUSEHOLD
💻
Couch, dining room table
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $200.00 |
Debtor's Equity $200.00
Exempted $200.00
Non Exempt $0.00
💻
Work uniforms and regular clothes
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $300.00 |
Debtor's Equity $300.00
Exempted $300.00
Non Exempt $0.00
💻
Cellphone, 2 televisions
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $500.00 |
Debtor's Equity $500.00
Exempted $500.00
Non Exempt $0.00
FINANCIAL
💰
FNBO Free Checking ending 1352
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $480.70 |
Debtor's Equity $480.70
Exempted $480.70
Non Exempt $0.00
💰
FNBO Free Checking ending 8483
Non Exempt: $362.34
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $1,000.00 |
Debtor's Equity $1,362.34
Exempted $1,000.00
Non Exempt $362.34
💰
FNBO Account ending 4974 (likely savings)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
💰
Cash App account
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
💰
401(k) through Compass Group (Fidelity)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
11 USC 522(b)(3)(C)
11 USC 522(b)(3)(C)
|
— | $10,000.00 |
Debtor's Equity $10,000.00
Exempted $10,000.00
Non Exempt $0.00
OTHER
📦
Security deposit for apartment at 709 Lincoln Hwy
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard
|
$4,000.00 [D] | $962.00 |
Debtor's Equity $962.00
Exempted $962.00
Non Exempt $0.00
📦
Employer term life ($462K face). NO cash value.
Non Exempt: $0.00
No exemptions applied
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
📦
Acorns investment account
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $100.00 |
Debtor's Equity $100.00
Exempted $100.00
Non Exempt $0.00
📦
Robinhood investment account
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $50.00 |
Debtor's Equity $50.00
Exempted $50.00
Non Exempt $0.00
📦
Anticipated 2025 tax refund (federal $184 + IL $147)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $331.00 |
Debtor's Equity $331.00
Exempted $331.00
Non Exempt $0.00
§ 735 ILCS 5/12-1001(c)
Exemption Description
Motor vehicle
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Ford Expedition, 89,100 miles (YEAR UNKNOWN) | $0.00 | $3,600.00 | $3,600.00 | $-3,600.00 |
Exempted $3,600.00
Limit $3,600.00 [D]
Available Exemption $0.00
§ 735 ILCS 5/12-1001(b)
Exemption Description
Wildcard (additional personal property)
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| FNBO Free Checking ending 1352 | $480.70 | $480.70 | $480.70 | $0.00 |
| FNBO Free Checking ending 8483 | $1,362.34 | $1,000.00 | $1,000.00 | $362.34 |
| FNBO Account ending 4974 (likely savings) | $0.00 | $0.00 | $0.00 | $0.00 |
| Cash App account | $0.00 | $0.00 | $0.00 | $0.00 |
| Security deposit for apartment at 709 Lincoln Hwy | $962.00 | $962.00 | $962.00 | $0.00 |
| Acorns investment account | $100.00 | $100.00 | $100.00 | $0.00 |
| Robinhood investment account | $50.00 | $50.00 | $50.00 | $0.00 |
| Anticipated 2025 tax refund (federal $184 + IL $147) | $331.00 | $331.00 | $331.00 | $0.00 |
Exempted $2,923.70
Limit $4,000.00 [D]
Available Exemption $1,076.30
§ 735 ILCS 5/12-1001(a)
Exemption Description
Jewelry (one piece)
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Couch, dining room table | $200.00 | $200.00 | $200.00 | $0.00 |
| Work uniforms and regular clothes | $300.00 | $300.00 | $300.00 | $0.00 |
| Cellphone, 2 televisions | $500.00 | $500.00 | $500.00 | $0.00 |
Exempted $1,000.00
Limit 100%
§ 11 USC 522(b)(3)(C)
Exemption Description
11 USC 522(b)(3)(C)
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| 401(k) through Compass Group (Fidelity) | $10,000.00 | $10,000.00 | $10,000.00 | $0.00 |
Exempted $10,000.00
Exemption Calculator Settings
Illinois does not use Federal Exemptions